IPv6 Enabled
Your location: Home > Personal Finance > Loans > Micro-credit Products for Individual > Xinxi Loan


Xinxi Loan

  • Product Introduction
    Xinxi loan is a RMB micro-credit service aiming to enterprise employees whose payroll service is in the charge of the Bank for their personal consumption purposes.

    Customized for enterprise employees whose payroll service is in the charge of the Bank.
    Basic Conditions of Borrower
    1.Natural person aged 25 and above;
    2.Has a proper occupation and steady income sources;
    3.The borrower has a good credit record;
    4.Meets relevant requirements of the Bank for payroll service;
    5.Other conditions specified by the Bank.

    Application and Approval Processes
    1.You may go to any outlet of Minsheng Bank for application.
    2.Loan process
    Loan application → Lending investigation → Relevant information collecting → Loan examination and approval → Loan contract signing and granting.

    Materials to Be Provided
    1.Certificate of identity and marital status of the borrower;
    2.The borrower's payroll debit card;
    3.Details of the borrower's recent salaries and wages;
    4.Proof of use of the loan;
    5.Supportive credit information;
    6.Additional materials to be provided as required by the Bank.

    1.This page is for reference only; the specific business process standards are subject to the provisions at the local outlets;
    2.For any services, please call 95568, the 24-hour customer service hotline of Minsheng Bank.