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Gongxi Loan

  • Product Introduction
    Gongxi loan is a RMB micro-credit service aiming to natural persons who meet housing provident fund deposit conditions for their personal consumption purposes.

    Customized for housing provident fund depositors.

    Basic Conditions of Borrower
    1.Natural person aged 25 and above;  
    2.The borrower has a good credit record;
    3.Has appropriate repayment ability and assets;
    4.Meets relevant requirements of the Bank for housing provident fund deposit;
    5.Other conditions specified by the Bank.

    Application and Approval Processes
    1.You may go to any outlet of Minsheng Bank for application.
    2.Loan process
    Loan application → Lending investigation → Relevant information collecting → Loan examination and approval → Loan contract signing and granting.
    Materials to Be Provided
    1.Certificate of identity and marital status of the borrower;
    2.Certificate of employment and income;
    3.Proof of housing provident fund deposit;
    4.Proof of use of the loan;
    5.Supportive credit information;
    6.Additional materials to be provided as required by the Bank.

    1.This page is for reference only; the specific business process standards are subject to the provisions at the local outlets;
    2.For any services, please call 95568, the 24-hour customer service hotline of Minsheng Bank.