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Distinctive Features and Competitive Advantages
A systemically important bank with distinctive systems and mechanisms

The Bank has been recognized as a systemically important bank by the People’s Bank of China and the National Financial Regulatory Administration for consecutive years.

A companion of NSOEs

The Bank always takes serving NSOEs as its strategic focus and strives to become the first-choice bank of NSOEs.

A leader of small business finance

The Bank was the first bank in china to explore small business finance in 2008, and has intensified efforts on providing unsecured

and online services to MSE legal persons to establish a golden brand of small business finance.

A pioneer of community finance

The Bank has fully upgraded the community sub-branches to create the convenient and intelligent bank with inclusive services,

and has become a banking financial institution with the largest number of community sub-branches in China.

A practitioner of considerate services

The Bank deeply understands customer needs, constantly improves customer services, in an aim to grow and create value together with customers.

An explorer of digital finance

The Bank was the first to establish the distributed core system, and has developled agile working models, focuses on building eco-bank and intelligent bank, and deployed AI in a forward-looking manner.

A contributor to key regions

The Bank focuses on key regions, deepens regionally integrated development, and strives to keep pace with the high-quality development of local economies.

A role model of serving rural revitalization

The Bank has received the highest grade of “good” in the assessment of targeted assistance by the central units for many years.

A pioneer of exploring cultural welfare

The Bank has devoted to cultural welfare for 19 consecutive years, and continuously carried out public welfare practices covering assistance to vulnerable groups and those in difficulties, education, health and well-being, community development, etc.

A role model of practising ESG philosophy

In 2024-2005, the MSCI ESG ratings of the Bank maintained “AAA”, the highest in the world.



Always Stands