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Cash Management

Virtual Account

CMBC provides enterprises with an account internal management mechanism enabling them to establish multiple virtual accounts on their actual accounts, so that the enterprises only have to open an actual settlement account and open virtual accounts for different departments, different projects, different costs and purposes etc through corporate online banking and direct bank-business connection, and enable query, management, collection and payment functions with the virtual accounts.

Product features:

Actual parent account and virtual child accounts, enable internal accounting of single actual account;
Solve the categorization issue for collection and payment details.
Enable using one account to set different virtual securities, and determine payment based on collection.