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Household Composite Consumption Loan

  • Features
    1.Long loan period;
    2.High credit line;
    3.Flexible way of security;
    4.Diverse use of the loan.

    Basic Conditions of Borrower
    1.Natural person aged 18 and above;
    2.Has a proper occupation and steady income sources;
    3.The borrower has a good credit record;
    4.Can provide evidence of consumption items or services.

    Application and Approval Processes
    1.You may go to any outlet of Minsheng Bank for application.
    2.Loan process
    Loan application → Lending investigation → Relevant information collecting → Loan examination and approval → Security procedures handling → Loan contract signing and granting.

    Materials to Be Provided
    1.Certificate of identity and marital status of the borrower and spouse;
    2.Proof of income;
    3.Information of use of the loan;
    4.Provide the appropriate information if the mortgage or guarantee mode is adopted;
    5.Additional materials to be provided as required by the Bank.

    1.This page is for reference only; the specific business process standards are subject to the provisions at the local outlets;
    2.For any services, please call 95568, the 24-hour customer service hotline of Minsheng Bank.