Household Composite Consumption Loan

• Features
  1.Long loan period;
  2.High credit line;
  3.Flexible way of security;
  4.Diverse use of the loan.
  
  Basic Conditions of Borrower
  1.Natural person aged 18 and above;
  2.Has a proper occupation and steady income sources;
  3.The borrower has a good credit record;
  4.Can provide evidence of consumption items or services.
  
  Application and Approval Processes
  1.You may go to any outlet of Minsheng Bank for application.
  2.Loan process
  Loan application → Lending investigation → Relevant information collecting → Loan examination and approval → Security procedures handling → Loan contract signing and granting.
  
  Materials to Be Provided
  1.Certificate of identity and marital status of the borrower and spouse;
  2.Proof of income;
  3.Information of use of the loan;
  4.Provide the appropriate information if the mortgage or guarantee mode is adopted;
  5.Additional materials to be provided as required by the Bank.
  
  Tips
  1.This page is for reference only; the specific business process standards are subject to the provisions at the local outlets;
  2.For any services, please call 95568, the 24-hour customer service hotline of Minsheng Bank.