Jewelry Loan

Product Definition
This is a financial service package integrating transaction settlement, financing, investment, wealth management, financial advisory and so on provided by CMBC to the upstream raw material suppliers, core processing enterprises and distributors in jewelry industry to meet their demands in procurement, sales, etc.
    
Customers that this product is designed for
Upstream enterprises: precious metal mineral mining, smelting enterprises and Shanghai Gold, Diamond Exchange
Core enterprises: Gold, platinum and diamond processing enterprises
Downstream enterprises: distributors
    
Product Features
Low threshold: Through “credit lending”, the access threshold for the SME customers in the industry chain is lowered significantly;
Flexible settlement: Cash, notes, L/C, and other methods to meet the production, settlement needs of the enterprises;
More guarantee choices: More than ten guarantee types can be chosen: credit loan, gold and platinum inventory financing, mutual guarantee funds pool financing, professional guarantee company guarantee etc.;
Efficient service: Efficient and convenient financial services guaranteed with the expert team and near 10 years business experience at CMBC
    
Featured Solutions
“Jewelry Purchase Loan” financial service solution introduced to jewelry suppliers, products including: cash management, bill management, mineral merger and acquisition, financing leasing of production equipment, etc.;
“Easy Manufacturers” financial service solution introduced to jewelry processing enterprises, products including: credit loan, gold and platinum inventory financing, mutual guarantee funds pool financing, professional guarantee company guarantee etc.;
“Easy Jewelry Sale” financial service solution introduced to jewelry distributors, products including: core manufacturer guarantee, mutual guarantee, chattel floating mortgage, collecting sales capital from different locations, etc.
    
Required Information
Basic information of an enterprise (organizational code certificate, business license, tax registration certificate, loan card, articles of incorporation, identity card of the legal representative, etc.)
Accounting information of an enterprise (Capital verification, audit, recent financial reports, etc)
Business operation information of an enterprise (qualifications, contracts, invoices, etc.)
Application form for financial service (variety, amount, term, usage, etc)
Other information required by CMBC
    
Process

 

上游企 业 ： Upstream Enterprises

核心企 业 ：  Core Enterprise

下游企 业 ：  Downstream Enterprises

提出申 请 ：  Submit Application

与 客 户经 理接洽：  Contacting Account Manager

选择 金融服 务 方案： Select Financial Service Solution

订单融资：purchase order financing 

应收账款融资：accounts receivable financing 

差 额 回 购 ： D ifferential  repurchase

存货 融 资 ： Inv entory  financing

担保融资：guarantee financing 

授信 调查 ：  Credit Investigation

判 断 ：  Judgment

授信 审批 ：  Credit Approval

享受 专 属 金融服 务 ：  Enjoy “Exclusive” Financial Service

名 单内 ：  In the list

否：  No