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Convenient Finance

Banker’s Promissory Notes

Banker’s Promissory Notes refer to the bills which the Bank issues, and through which the applicant can handle settlement by transferring accounts or cash after depositing the money in bank.

Features
1.Support the issuance in cash or by transfer
2.Payment at sight, simple settlement in a safe and quick manner.

Application and Approval Process
1. Application for Banker’s Promissory Notes:
You only need to take the CMBC debit card, current passport with settlement function or cash and valid identity certificates; fill out the application form of Banker’s Promissory Notes/bank drafts, and come to our branch to handle application formalities for issuance.
2. The loss of Banker’s Promissory Notes:
You should come to the counter to fill out the application form of reporting the loss of Banker’s Promissory Notes, signed instructions on lost bank check, and invalid identity card, and submit them to the Bank counter to handle formalities for lost bank check, and then come to the local court in the place where your bank check is lost to apply for service by publication.

Service Charges
Production cost of Banker’s Promissory Notes: 0.2 0 Yuan; handling charge: 0.6 0 Yuan; handling charge to use sorter: 1 Yuan; the handling charge to report the loss of bank check: 1‰ of face amount,5 Yuan at least.

Tips
1.The amount, the date of Banker’s Promissory Notes or issuance, and the payee’s name cannot be changed.
2.The prompt credit period of Banker’s Promissory Notes is two months as of the date of draft.
3.If the bearer misses and loses Banker’s Promissory Notes, he shall come to bank and handle relevant formalities to report loss, and come to the local court to handle the service by publication for the right of bank draft bill to maintain your own right and avoid fund loss due to falsely claim.

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