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Industrial Chain Finance

Easy Banking-Harbor

Product Definition
This is a financial service package integrating transaction settlement, financing, investment, wealth management, financial advisory, etc provided by CMBC to the core producers and the small and medium sized trading enterprises that purchase, sell and store through harbor to meet their demands in procurement, sales, etc.
    
Customers that this product is designed for
Core enterprises: Core producers on the harbor-related industry chain
Traders: Traders with strong capabilities in sales
Logistic enterprise: National or regional logistic enterprises

Product features
Broad service coverage: Applicable to the core enterprises in the harbor economy related industry chain and their upstream and downstream enterprises
Low threshold: Through “credit lending”, the access threshold for the SME customers in the industry is lowered significantly
More guarantee choices: More than ten guarantee types can be chosen: Corporate guarantees, inventory financing, accounts receivable financing, real estate mortgages, mutual guarantee, etc.
Efficient service: Efficient and convenient financing services guaranteed with the expert team and near 10 years business experience at CMBC


Featured Solutions
 “Full Process Financing” service solution introduced to the enterprises purchasing and selling goods through harbor, products including: Harbor monitored financing, entrusted monitored financing, and future goods right pledge financing, etc;
 “Bonded Financing” service solution introduced to the enterprises with goods stored in the bonded region, products including: Future goods right pledge financing, spot goods pledge financing, etc;
    
Required Information
Basic information of an enterprise (organizational code certificate, business license, tax registration certificate, loan card, articles of incorporation, corporate identity, etc)
Accounting information of an enterprise (Capital verification, audit, recent financial reports, etc)
Business operation information of an enterprise (qualifications, contracts, invoices, etc.)
Application form for financial service (variety, amount, term, usage, etc)
Other information required by CMBC

Process

 

贸易商: Traders

核心企业: Core Enterprises

物流企业: Logistic Enterprise

提出申请:  Submit Application

与客户经理接洽:  Contacting Account Manager

选择金融服务方案: Select Financial Service Solution

未来货权融资: Future Goods Right Financing

担保融资: Guaranteed Financing

存货融资:  Inventory Financing

应收账款融资:  Accounts Receivable Financing

授信调查:  Credit Investigation

判断:  Judgment

授信批准:  Credit Approval

享受专享金融服务:  Enjoy “Exclusive” Financial Service

名单内:  In the list

否:  No

 


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