Charging Standards of Personal Banking Services at Counter

Charging Standards of Personal Banking Services at Counter

Remittance	Item		Standards for Classic Card	Standards for VIP Card
	Inter-city RMB deposit within CMBC (including in-transfer)		3‰ of transaction amount with a minimum of 5 yuan and maximum of 50 yuan	Free
	Inter-city RMB withdrawal within CMBC (including out-transfer)		3‰ of transaction amount with a minimum of 5 yuan and maximum of 50 yuan	1.5‰ of transaction amount for Silver Card and Gold Card with a minimum of 5 yuan and maximum of 50 yuan, and free of charge for Diamond Card.
	Inter-city foreign currency deposit within CMBC (including in-transfer)		5‰ of transaction amount with a minimum of equivalent of $ 2 and maximum of equivalent of $10 (or RMB equivalent)	Free
	Inter-city foreign currency withdrawal within CMBC (including out-transfer)		5‰ of transaction amount with a minimum of equivalent of $ 2 and maximum of equivalent of $10 (or RMB equivalent)	2.5‰ of transaction amount for Silver Card and Gold Card with a minimum of equivalent of $ 2 and maximum of equivalent of $10, and free of charge for Diamond Card.
	Inter-city inter-bank RMB remittance		In line with electronic remittance and transfer standard of People's Bank of China (0.5 yuan for commission and charges for electronic remittance and transfer: 5 yuan for RMB 10,000 yuan or below, 10 yuan for RMB 10, 000 to 100, 000, 15 yuan for RMB 100,000 to 500,000, 20 yuan for RMB 500,000 to 1,000,000, and 0.02‰ of the remitted or transferred amount that exceeds RMB1,000,000. The maximum charge is 200 yuan.)	Free of commission. Commission of electronic remittance and transfer: 50% that of Classic Card for Silver Card and Gold Card, and free of charge for Diamond Card.
	Intra-city inter-bank transfer		Up to specific standards of CMBC branches	Up to specific standards of CMBC branches
	Personal remittance without a bank account or bank draft		1%of transaction amount with a minimum of 1 yuan and maximum of 50 yuan, inter-city or intra-city.	Same as standards for Classic Card
Interbank Deposit and Withdraw of Individual Deposit Account in Bulk Electronic Payment System	Transfer	Inter-bank deposit	5‰ of transaction amount with a minimum of 5 yuan and maximum of 50 yuan	Free of charge for Diamond Card. 2.5‰ of transaction amount for Gold, Silver, and Special Card, with a minimum of 2.5 yuan and maximum of 25 yuan.
	Method	Inter-bank withdrawal	3‰ of transaction amount with a minimum of 1 yuan and maximum of 20 yuan	Free of charge for Diamond Card. 1.5‰ of transaction amount for Gold, Silver, and Special Card, with a minimum of 1 yuan and maximum of 10 yuan.
	Cash	Inter-bank deposit	5‰ of transaction amount with a minimum of 5 yuan and maximum of 200 yuan	Same as standards for Classic Card
	Method	Inter-bank withdrawal
	Account queries		Free	Free
Intermediary Business	Individual check/bank bill replacement		10 yuan per deal	Same as standards for Classic Card
	Individual check refund		10 yuan per deal	Same as standards for Classic Card
	Certificate of deposit		20 yuan per deal	Same as standards for Classic Card
	Visa delivery	Visa fee	€60 (CMBC charges RMB 700)	Same as standards for Classic Card
		Delivery fee	200 yuan per person	Up to concessions of CMBC branches
	Exit guarantee	Issue	20 yuan per deal	Free
		Reissue	20 yuan per deal	Free
		Renewal	20 yuan per deal	Free
	Traveler's check	Sale	1% for commission	Same as standards for Classic Card
		Purchase (cashing)	0.75% for discount charges (No minimum amount required)	Same as standards for Classic Card
			Concession=Face value*(1-0.75%)
Other	Changing or resetting password (including query password and transaction password) of debit card		Free	Free