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  • Features
    1.Long loan period;   
    2.High credit line;
    3.Credit, collateral free.

    Basic Conditions of Borrower
    1.Natural person aged 25 and above;     
    2.The borrower has a good credit record;
    3.Meets relevant requirements of the Bank for the borrower's employment;
    4.Has appropriate repayment ability and assets;
    5.Other conditions specified by the Bank.

    Application and Approval Processes
    1.You may go to any outlet of Minsheng Bank for application.
    2.Loan process
    Loan application → Lending investigation → Relevant information collecting → Loan examination and approval → Loan contract signing and granting.
    Materials to Be Provided
    1.Certificate of identity and marital status of the borrower;
    2.Certificate of employment and income;
    3.Additional materials to be provided as required by the Bank.

    1.This page is for reference only; the specific business process standards are subject to the provisions at the local outlets;
    2.For any services, please call 95568, the 24-hour customer service hotline of Minsheng Bank.