Micro-loan

• Features
  1.Long loan period;   
  2.High credit line;
  3.Credit, collateral free.
  
  Basic Conditions of Borrower
  1.Natural person aged 25 and above;     
  2.The borrower has a good credit record;
  3.Meets relevant requirements of the Bank for the borrower's employment;
  4.Has appropriate repayment ability and assets;
  5.Other conditions specified by the Bank.
  
  Application and Approval Processes
  1.You may go to any outlet of Minsheng Bank for application.
  2.Loan process
  Loan application → Lending investigation → Relevant information collecting → Loan examination and approval → Loan contract signing and granting.
   
  Materials to Be Provided
  1.Certificate of identity and marital status of the borrower;
  2.Certificate of employment and income;
  3.Additional materials to be provided as required by the Bank.
  
  Tips
  1.This page is for reference only; the specific business process standards are subject to the provisions at the local outlets;
  2.For any services, please call 95568, the 24-hour customer service hotline of Minsheng Bank.