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Shuixi Loan

  • Product Introduction
    Shuixi loan is a RMB micro-credit service aiming to natural persons who meet individual income tax payment conditions for their personal consumption purposes.
    Customized for the Bank's customers who pay individual income tax.
    Basic Conditions of Borrower
    1.Natural person aged 25 and above;
    2.Has a proper occupation and steady income sources;
    3.The borrower has a good credit record;
    4.Meets relevant requirements of the Bank for individual income tax payment;
    5.Other conditions specified by the Bank.
    Application and Approval Processes
    1.You may go to any outlet of Minsheng Bank for application.
    2.Loan process
    Loan application → Lending investigation → Relevant information collecting → Loan examination and approval → Loan contract signing and granting.

    Materials to Be Provided
    1.Certificate of identity and marital status of the borrower;
    2.Certificate of employment and income;
    3.Certificate of tax payment;
    4.Additional materials to be provided as required by the Bank.
    1.This page is for reference only; the specific business process standards are subject to the provisions at the local outlets;
    2.For any services, please call 95568, the 24-hour customer service hotline of Minsheng Bank.